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Index universal life (IUL) insurance can be a great way to protect your loved ones and their financial well-being while building potential tax-advantaged cash value accumulation, all with downside protection. Plus, flexible premiums, optional living benefit riders for qualifying critical, chronic and/or terminal illnesses, and flexibility for additional coverage options that allow you to customize your policy to fit your budget and protection needs.

An Annuity is a financial product created to provide a regular, guaranteed income stream over a specified period or for the rest of a person’s life. Annuities are designed to be a long-term part of a financial plan along with other retirement income streams.​

This combines features of securities and insurance products. The insurance company credits you with a return that is based on a stock market index, such as the Standard & Poor’s 500 Index.

At some point in our lives, about 60 percent of us will need assistance with things like getting dressed, driving to appointments, or making meals. Long-term care (LTC) is a range of services and supports you may need to meet your personal care needs.

Planning is critical, but many people are not sure what is covered by insurance, and people are often misinformed about what is covered by Medicare. Our LTC specialists makes it easy to understand.

Final expense insurance is a whole life policy that pays medical bills and funeral expenses when you passed away. It's also known as burial or funeral insurance.

If you’re worried about there being enough money to pay for your funeral, set up a payable-on-death account. This is a bank account that lets a person you designate as beneficiary receive the money in the account when you die. The idea is that your beneficiary will use the money to pay for your funeral.